Deposit Accounts

The Credit Union offers a variety of Savings and Checking accounts to help you save and plan for your future. All of our deposit accounts are Federally Insured by the National Credit Union Administration (NCUA).

Primary Share Accounts (Savings)

Your primary share savings account represents your share of ownership in the Credit Union. This is the primary account for all members. It must have a minimum balance of $5.00 to remain an active account. Dividends are paid quarterly and are based on the average daily balance in your account.

Youth Share Accounts

Teach your children the value of a dollar by encouraging them to save. Our Youth Share accounts do not require a minimum balance to earn a dividend. Persons 18 years and under can open this account with a deposit of $5.00. A legal guardian or parent must sign as joint owner.

Share Draft Accounts (Checking)

Our Share Draft Account offers you a convenient way to manage all of your financial needs. You earn a dividend if you maintain a balance of $500 or more for the entire month.

  • No monthly service fees
  • No minimum balance required
  • No per check charges

Check Ordering

Ordering your checks has never been easier. Now you can do it all online and have them in just a few days.

Holiday Club Account

Get a head start on your holiday gift buying! With a Holiday Club account you earn dividends like regular share accounts without the minimum balance requirement. The balance in your Holiday Club account will automatically be transferred to your primary share account during the first week of November.

  • CLICK HERE to view Morton Lane Federal Credit Union's current Dividend Rates.